INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA

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Insurance Regulatory and Development Authority of India (IRDAI)
INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA

Section 14 of IRDA Act, 1999 lays down the duties, powers and functions of Insurance Regulatory and Development Authority of India (IRDAI). Subject to the provisions of this Act and any other law for the time being in force, the Authority shall have the duty to regulate, promote and ensure orderly growth of the insurance business and reinsurance business. IRDAI promotes and regulates conduct of insurance business, professional organisations, levying fees and other charges, calling for information, control and regulation of the rates, advantages, terms and conditions that may be offered by insurers, specifying the form and manner in which books of account shall be maintained, investment of funds by insurance companies and maintenance of margin of solvency. Its emblem has a blue ‘i’ with a red dot representing the insurance sector and a person, which is supported and nurtured on both sides by grey structures. Below this on a blue banner its acronym in Devanagari is written. At the bottom is its English acronym in grey and blue.

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