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UNIFIED PAYMENTS INTERFACE Unified Payments Interface (UPI) was developed by the National Payment Corporation of India (NPCI) under the guidelines of the Reserve Bank of India. UPI is based on the Immediate Payment Service (IMPS) platform, which offers better security than other payment methods wherein details like credit card numbers etc., are sent. While using UPI, only a Virtual Payment Address (VPA) is used, whereas all the other details remain hidden. The UPI logo depicts a fast forward button in tricolour of the Indian Flag, which symbolises a fast method of payment.

BHARAT INTERFACE FOR MONEY  Developed by the National Payments Corporation of India, BHIM (Bharat Interface for Money) is a Mobile Payment App that uses Unified Payments Interface (UPI) to process payments. Its is named after Bhimrao Ramji Ambedkar and it was launched on December 30, 2016. It enables e-payments directly through banks, thereby encouraging cashless transactions. The logo for BHIM is a word mark comprising of text,  used along with a graphical element denoting fast forward in tricolour of Indian flag.